Maine Medical Center

Stipend & Benefits

MaineHealth residents and fellows have access to all of the benefits afforded to regular employees; including health insurance, disability, dental and vision insurance. MaineHealth also pays for professional liability insurance for all residents and fellows.

Resident and fellow salaries are closely benchmarked to national and regional standards, as described by the AAMC. Residents also enjoy free membership at a local gym and some on-site exercise equipment located in the house officer lounge. Our tuition reimbursement program is available to offset some cost for residents/fellows pursuing advanced degrees or training certificates during training. The institution also funds a long-standing house officer loan program, offering up to $4,000 for house staff in need. This loan is interest-free during training.

Benefits

MMC offers a comprehensive and competitive employee benefits program for eligible employees.

Benefits for full-time employees* include:

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Flexible Spending Accounts
  • Basic Life and Accidental Death and Dismemberment
  • Voluntary Life Insurance
  • Disability Insurance
  • 403(b) Retirement Plan
  • MMC Pension Plan
  • Section 529 Plan
  • Employee Assistance Program
  • Tuition Assistance
  • Paid Time Off
  • Employee Discount Program (i.e., discounted homeowners and auto insurance through participating providers as well as a variety of products and services offered through local and national companies)

*Pro-rated benefits are offered to all employees working 20+ hours per week.

MMC is compliant with parental leave policies in accordance with the ACGME.

Vacation and Sick Time

Each resident physician may take up to 21 working days of vacation. Residents may roll over up to 3 days into the next academic year; all other unused days are forfeited. Weekend days and holidays, which are not scheduled workdays, are not included within the 21 day allotment.

All residents have 10 days (80) hours of sick time. At the third post-graduate year and each year thereafter, residents accrue an additional 5 days per year, to a maximum of 35 days.
Residents are eligible for a leave of absence for absences in excess of two weeks. A combination of both vacation and sick time may be used towards the leave.

Specialty-specific ACGME requirements and Specialty Boards may have additional conditions and limits to total time away from the residency program. Residents and fellows also get sick time and may request leaves of absence. MMC GME is in full compliance with the new ACGME requirements for resident/fellow leave of absences.

MaineHealth 403(b) Retirement Plan

An employer sponsored retirement plan which allows participants to contribute a portion of their salary on a pre-tax or post-tax (Roth) basis.

 Years of Service
 
Employer Core
 
 Employer Match 
 
Grand Total
 
 0-4 years
 
 2% 2% 4%
 5-9 years
 
 3% 2% 5%
 10-14 years
 
 4% 2% 6%
 15-19 years
 
 5% 2% 7%
 20+ years
 
 6% 2% 8%


 

Employer Core & Matching Contributions**

  • Eligible upon hire
  • Employer will contribute 2 percent of pay to the plan, increasing by 1 percent for each five years of service, to a maximum of 6 percent for Core contribution.
  • Employer will match 50 percent on the dollar on the first 4 percent of pay employee contributes for Matching contribution.
  • New employees are automatically enrolled in the plan at 3 percent and have the opportunity to contribute a percent of pay up to the annual IRS maximum for regular and catch-up contributions (if age 50 or older).

**Up to the IRS maximum

Maine Medical Center is committed to providing adequate financial support of residents/fellows so that they are able to fulfill the responsibilities of their educational programs. Resident/fellows’ stipend will correspond to the level of training the trainee is assigned to, such that a resident/fellow is paid for the program year job they are doing.

All residents/fellows will receive either a full or partial stipend from MMC. All residents/fellows will be provided with a written contract outlining the terms and conditions of their appointment to the MMC residency program. This written contract will not require the trainee to sign any agreement not to compete with MMC after leaving its residency program. Resident applicants will be informed in writing of the benefits for residents. The cost of benefits will follow MMC employee guidelines for full vs. part time employees, regardless of schedule.

Consistent with the MMC Leave of Absence Policy for Residents, if a resident takes an approved leave of absence prior to their last year of postgraduate training, advancement to the next postgraduate level, and the subsequent commensurate increase in pay level, will occur when the resident satisfactorily completes the postgraduate level during which the leave of absence occurred.

Changes in the yearly GME budget [i.e., FTE positions] should be budget-neutral, while acknowledging the need for flexibility due to special or unusual circumstances. No resident interdepartmental transfer requests will be allowed unless the “donating” department is willing to give up that resident slot going forward, or the “accepting” department has an open slot; if the accepting department is at full complement, it must decrease one slot the subsequent year. Any increase in resident complement which is not budget-neutral can be waived if other institutional or external funding can be secured for the GME budget for the total number of additional resident years.

Maine Medical Center will commit salary support for any resident or fellow who needs to extend their residency or fellowship program to meet board accreditation requirements.

House Staff Stipend Schedule: AY 23-24

Effective 07/01/2023

Compensation
Level
 Amount*
 1 $64,796
 
 2 $67,912
 3 $70,704
 4 $73,713
 5 $77,539
 
 6 $80,316
 7 $83,404
 

*These amounts are effective 07/01/2023, however, all MMC budget proposals are subject to Maine Medical Center and Maine Health Board of Trustees approval for the coming fiscal year.

Maine Medical Center Residency Stipends

ResidenciesProgram YearCompensation LevelStipend
AnesthesiologyPRG 11$64,796
PRG 22$67,912
PRG 33$70,704
PRG 44$73,713
DentistryPRG 11$64,796
Diagnostic RadiologyPRG 11$64,796
PRG 22$67,912
PRG 33$70,704
PRG 44$73,713
PRG 55$77,539
Emergency MedicinePRG 11$64,796
PRG 22$67,912
PRG 33$70,704
Family MedicinePRG 11$64,796
PRG 22$67,912
PRG 33$70,704
Chief Resident4$73,713
Internal Medicine & RIMMPRG 11$64,796
PRG 22$67,912
PRG 33$70,704
Chief Resident4$73,713
Internal Medicine/GeriatricsPRG 11$64,796
PRG 22$67,912
PRG 33$70,704
FEL 14$73,713
Internal Medicine/PediatricsPRG 11$64,796
PRG 22$67,912
PRG 33$70,704
PRG 44$73,713
Interventional RadiologyPRG 11$64,796
PRG 22$67,912
PRG 33$70,704
PRG 44$73,713
PRG 55$77,539
PRG 66$80,316
NeurologyPRG 11$64,796
PRG 22$67,912
PRG 33$70,704
PRG 44$73,713
Obstetrics & GynecologyPRG 11$64,796
PRG 22$67,912
PRG 33$70,704
PRG 44$73,713
OphthalmologyPRG 11$64,796
PediatricsPRG 11$64,796
PRG 22$67,912
PRG 33$70,704
Chief Resident4$73,713
Psychiatry
(including rural track)
PRG 11$64,796
PRG 22$67,912
PRG 33$70,704
PRG 44$73,713
Surgery
(including rural track)
PRG 11$64,796
PRG 22$67,912
PRG 33$70,704
PRG 44$73,713
PRG 55$77,539
UrologyPRG 11$64,796
PRG 22$67,912
PRG 33$70,704
PRG 44$73,713
PRG 55$77,539
Vascular SurgeryPRG 11$64,796
PRG 22$67,912
PRG 33$70,704
PRG 44$73,713
PRG 55$77,539

 

Maine Medical Center Fellowship Stipends

FellowshipsProgram YearCompensation LevelStipendNotes
Addiction MedicineFEL 14$73,713 
Adult Cardiac AnesthesiaFEL 15$77,539starts on level 5 compensation because the program requires 4 years of anesthesiology residency
Cardiovascular DiseaseFEL 14$73,713 
FEL 25$77,539 
FEL 36$80,316 
Child & Adolescent PsychiatryFEL 15$77,539starts on level 5 compensation because the program requires a 4 year psychiatry residency
FEL 26$80,316 
Critical Care Medicine - 2 yr.FEL 14$73,713 
FEL 25$77,539 
Critical Care Medicine - 1 yr.FEL 15$77,539 
Emergency Medical ServicesFEL 15$77,539 
Geriatric MedicineFEL 14$73,713 
Hematology and Medical OncologyFEL 14$73,713 
FEL 25$77,539 
FEL 36$80,316 
Hospice & Palliative CareFEL 14$73,713 
Infectious DiseaseFEL 14$73,713 
FEL 25$77,539 
Integrative MedicineFEL 14$73,713 
MaineHealth Quality and Safety FellowFEL 15$77,539 
NephrologyFEL 14$73,713 
FEL 25$77,539 
Preventive MedicineFEL 14$73,713 
FEL 25$77,539 
Pulmonary Disease & Critical CareFEL 14$73,713 
FEL 25$77,539 
FEL 36$80,316 
Sports MedicineFEL 14$73,713 
Surgical Critical CareFEL 16$80,316 


 

House Staff Stipend Schedule: AY 24-25

Effective 07/01/2024

Compensation
Level
 Amount*
 1 $68,036
 
 2 $71,308
 3 $74,239
 4 $77,399
 5 $81,416
 
 6 $84,332
 
 

*These amounts are effective 07/01/2024, however, all MMC budget proposals are subject to Maine Medical Center and Maine Health Board of Trustees approval for the coming fiscal year.

Maine Medical Center Residency Stipends

ResidenciesProgram YearCompensation LevelStipend
AnesthesiologyPRG 11$68,036
PRG 22$71,308
PRG 33$74,239
PRG 44$77,399
DentistryPRG 11$68,036
Diagnostic RadiologyPRG 11$68,036
PRG 22$71,308
PRG 33$74,239
PRG 44$77,399
PRG 55$81,416
Emergency MedicinePRG 11$68,036
PRG 22$71,308
PRG 33$74,239
Family MedicinePRG 11$68,036
PRG 22$71,308
PRG 33$74,239
Chief Resident4$77,399
Internal Medicine & RIMMPRG 11$68,036
PRG 22$71,308
PRG 33$74,239
Chief Resident4$77,399
Internal Medicine/GeriatricsPRG 11$68,036
PRG 22$71,308
PRG 33$74,239
FEL 14$77,399
Internal Medicine/PediatricsPRG 11$68,036
PRG 22$71,308
PRG 33$74,239
PRG 44$77,399
Interventional RadiologyPRG 11$68,036
PRG 22$71,308
PRG 33$74,239
PRG 44$77,399
PRG 55$81,416
PRG 66$84,332
NeurologyPRG 11$68,036
PRG 22$71,308
PRG 33$74,239
PRG 44$77,399
Obstetrics & GynecologyPRG 11$68,036
PRG 22$71,308
PRG 33$74,239
PRG 44$77,399
OphthalmologyPRG 11$68,036
PediatricsPRG 11$68,036
PRG 22$71,308
PRG 33$74,239
Chief Resident4$77,399
Psychiatry
(including rural track)
PRG 11$68,036
PRG 22$71,308
PRG 33$74,239
PRG 44$77,399
Surgery
(including rural track)
PRG 11$68,036
PRG 22$71,308
PRG 33$74,239
PRG 44$77,399
PRG 55$81,416
UrologyPRG 11$68,036
PRG 22$71,308
PRG 33$74,239
PRG 44$77,399
PRG 55$81,416
Vascular SurgeryPRG 11$68,036
PRG 22$71,308
PRG 33$74,239
PRG 44$77,399
PRG 55$81,416

 

Maine Medical Center Fellowship Stipends

FellowshipsProgram YearCompensation LevelStipendNotes
Addiction MedicineFEL 14$77,399 
Adult Cardiac AnesthesiaFEL 15$81,416starts on level 5 compensation because the program requires 4 years of anesthesiology residency
Cardiovascular DiseaseFEL 14$77,399 
FEL 25$81,416 
FEL 36$84,332 
Child & Adolescent PsychiatryFEL 15$81,416starts on level 5 compensation because the program requires a 4 year psychiatry residency
FEL 26$84,332 
Critical Care Medicine - 2 yr.FEL 14$77,399 
FEL 25$81,416 
     
Emergency Medical ServicesFEL 15$81,416 
Geriatric MedicineFEL 14$77,399 
Hematology and Medical OncologyFEL 14$77,399 
FEL 25$81,416 
FEL 36$84,332 
Hospice & Palliative CareFEL 14$77,399 
Infectious DiseaseFEL 14$77,399 
FEL 25$81,416 
Integrative MedicineFEL 14$77,399 
MaineHealth Quality and Safety FellowFEL 15$81,416 
NephrologyFEL 14$77,399 
FEL 25$81,416 
Preventive MedicineFEL 14$77,399 
FEL 25$81,416 
Pulmonary Disease & Critical CareFEL 14$77,399 
FEL 25$81,416 
FEL 36$84,332 
Sports MedicineFEL 14$77,399 
Surgical Critical CareFEL 16$84,332