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Health Insurance Marketplace: Education and Enrollment Help

What is the Health Insurance Marketplace?

The Health Insurance Marketplace is a service that helps people shop for affordable health insurance. Typically, 85% of Mainers receive financial assistance to make the plans more affordable.

American Rescue Plan

On March 11, 2021 the American Rescue Plan was signed into law. It includes many benefits for the Affordable Care Act and Health Insurance Marketplace, which include:

  • Keeping the Special Enrollment Period open until August 15, 2021.
  • An average decrease in health insurance premiums by $50 per person or $85 per policy. Half of consumers may even be able to find a plan for less than $10 per month.
  • Anyone below 150% of the Federal Poverty Level can enroll in a low cost premium plan

When can I sign up for health insurance?

Typically, Open Enrollment is from November 1 to December 15. In 2021, due to the American Rescue Plan, anyone is eligible to sign up under the Special Enrollment Period now through August 15.

Can I get help signing up for health insurance?

Yes! We have Certified Application Counselors (CACs) who will meet with you in-person, review your options, and help you apply & enroll through the Health Insurance Marketplace. Please call with questions or to set up an appointment with one of our CACs.

Can I enroll on my own?

Yes. There are two ways to apply and enroll on your own:

  1. Visit healthcare.gov. The estimator tool allows you to quickly determine if you are eligible for financial assistance and review plans before applying.
  2. Call the Health Insurance Marketplace at 800-318-2596 (24 hours a day, 7 days a week).

Need More Information?

For more information about health insurance and the Health Insurance Marketplace, visit healthcare.gov

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