Financial Well-Being
Make the most of your money
Like physical fitness, financial fitness takes work and discipline. Financial well-being depends on your unique situation - to some, it may be defined as becoming debt free, paying bills on time, saving enough for college, feeling prepared for financial emergencies or saving enough for retirement. Most of us juggle daily financial priorities, the goal is not dropping the ball when so many things are competing for your money and time. Explore this page for helpful tools, resources, tutorials and technology that can help you take control of your financial future.
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All MaineHealth care team members can access a new online tool, called Lincoln WellnessPATH.® Whether you are creating a budget, building an emergency fund, reducing debt, saving for college tuition or planning how to live your best life in retirement; this free, easy-to-use tool will help you focus on short- and long-term financial goals.
Lincoln WellnessPATH allows you to securely aggregate and summarize your financial information from multiple sources. This can help you:
- Get a holistic look at your financial data
- Understand your spending habits
- Learn how to manage debt
- Plan for future expenses
Learn more about Lincoln WellnessPATH.
Additional Lincoln Financial Resources
There are many other types of financial wellbeing tools and resources on the Lincoln Financial website. Explore the site and use the tools to make thoughtful, smart decisions about your future with:
- Personal seminars
- Videos
- Calculators
- Worksheets
- Articles on a variety of topics
Schedule a meeting with a Lincoln Financial Retirement Consultant
You will receive one-on-one help and answers your retirement plan questions.
Learn more about Lincoln Financial Retirement Consulting.
Take a look at the Health Equity Health Savings Account (HSA) Investment Guide and discover how to use your HSA to save on health care premiums and build long-term health savings.
Virgin Pulse has two easy ways to start focusing on your finances. Healthy Habits can help you track your progress towards financial well-being. And, Journeys® are daily, self-guided courses to help you build healthy financial habits.
Healthy Habits
There are 17 Virgin Pulse Healthy Habits that can get you on track with your finances. Choose from any of the following habits in your Virgin Pulse app and track your progress daily. It’s that easy!
- Bring Lunch - Did you bring your lunch from home today?
- Financial Emergency Plan - Did you do one thing today to save or plan for the unexpected?
- Lights Off - Did you save on utility bills by turning off lights today?
- On Budget? - Did you stick to your budget today?
- Organize Your Finances - Did you do one thing today to keep your finances organized?
- Pay with Cash - Did you pay only with cash today?
- Pay Yourself - Did you pay yourself a small amount of savings today?
- Save for the Future - Have you taken one step today toward a long-term financial goal?
- Save on Coffee - Did you avoid buying coffee today?
- Shrink Your Debt - Did you choose to put money toward your debt today?
- Spare Change - Did you save your spare change today?
- Spending Break - Did you buy only necessities today?
- Tap Water’s Fine - Did you drink tap water instead of paying for drinks today?
- Thermostat Hawk - Did you save energy costs by monitoring your home temperature today?
- Track Spending - Did you track your spending today?
- Travel for Less - Did you cut your travel expenses today (walk, bike, bus, etc.)?
- Turn Off the Tap - Did you save on utility bills by using less water today?
Journeys
Reaching any goal starts with a single step. Journeys are daily, self-guided courses to help you build healthy habits. Take the first step towards managing your finances today. There are currently five Virgin Pulse Journeys to choose from:
- Financial Fitness: Plan for Emergencies
- Maintain Financial Fitness
- Organize for Financial Fitness
- Shrink Your Debt
- Stash Some Cash
New to Virgin Pulse? Register now.
Access a variety of local financial assistance programs through Maine 211. During personal hardships and emergencies, 211 can help you find programs and services that will assist you with basic needs, such as:
- Transportation
- Food and clothing banks
- Shelters and housing
- Financial and rent assistance
- Household goods
- Utility assistance
- Medical and mental health costs
- Child care